Saturday, October 31, 2009

Place to cash 401 k refund check?

i need to cash a 401 k refund check no banks in my area will cash it without a checking account i%26#039;m in the saratoga ny area can anybody help please



Place to cash 401 k refund check?boat loans





Take it to a branch of the bank it%26#039;s drawn on. You could go to a check casher but they%26#039;ll clobber you with fees.



You really should get a bank account if you don%26#039;t have one,though.



Place to cash 401 k refund check?

loan



do you mean a 401 k rollover? you need a broker for that|||I completely agree with bostonianinmo. The bank the check is drawn one may charge a fee for non-customers as well. But, it will be less than a check cashing service. Why not use the refund to OPEN an account?

Hurt: Johnny Cash vs. NIN, which version do you prefer?

I grew up with Johnny Cash playing in the background. I%26#039;ve always loved his stuff, even before it was %26quot;cool%26quot; to do so. I think it%26#039;s the simple arrangement that does it for me, because it enhances the lyrics. For that reason, I prefer Cash%26#039;s version. You?



Hurt: Johnny Cash vs. NIN, which version do you prefer?loan forgiveness





Cash%26#039;s version was better. He brought out the pain, guilt and regret of the lyrics, while NIN wouldn%26#039;t quite keep the self-involvement out. There%26#039;s a lot of living between a 20-something and a dying 70-year-old, and the difference between the two versions is a perfect example.



Hurt: Johnny Cash vs. NIN, which version do you prefer? loan



originals are always better!|||NIN the reason because it just shows how good of a song Trent did for someone famous like Cash to make a cover of Hurt. Cash was influenced by NIN Hurt and it just shows how much respect NIN is given because someone so legendary did a cover of him|||I love NIN, but Johnny Cash brings something amazing to the song, that coupled with a such a wonderful video, I%26#039;ll have to say Johnny%26#039;s version is the best.|||Originals are not always better, as evidenced by Johnny%26#039;s haunting performance. Ask Trent Reznor, even he will admit it.|||I have to say that my favorite is still Trent%26#039;s.



However, I love Cash%26#039;s cover dearly precicesly for the reasons you listed. I think it%26#039;s a brilliant, poignant cover.|||Honestly, I%26#039;m not a huge fan of this song. But if I had to pick one it would be the Johnny Cash version.



*Sookie ducks to avoid being hit by the objects thrown at her*|||I%26#039;d go with NIN, I disagree with the 1st guy, I can think of few bands that remade songs that were better then the original..



Van Halen - %26quot;You really Got me%26quot;



Van Halen - %26quot;Dancin in the streets%26quot;



Motley Crue %26quot;Smokin the boys room%26quot;



Having a mind block. but NIN put their own spin on it %26amp; I like it a lot better|||There is actually a bitter YouTube comment argument going on about this. ( http://youtube.com/watch?v=iFx2TmQfM-o ) It is pretty funny to read. Personally, I prefer Trent%26#039;s version, simply because his voice appeals to me more than Cash%26#039;s.|||whats weird for me is i payed more attention to johnny cash%26#039;s version than i did trent%26#039;s..does that make any sense..i%26#039;d say johnny%26#039;s version for me was better..i guess it had more feeling to me..|||I have a world of respect for the Man in Black. He was one bad-a** dude. I realize this song turned into his own personal swan song. But it makes me want to vomit that most people now associate this song with Cash, forgetting who actually did it originally. Yes, Trent%26#039;s version was far better. Now please excuse me while I collect some overripe produce for throwing purposes. :)|||I%26#039;m biased toward Cash as well. I used to blast his stuff out of my truck when I was in college. I always got a lot of funny looks. Of course, being one of three people in the whole school (of 35k) who wore a cowboy hat didn%26#039;t help.



Then, Toby Keith got popular (as did the fake hats and cowpop), and I had to take it easy for a while. But I digress...



Johnny Cash!|||I%26#039;ve never really been a huge NIN fan, so I actually heard the Johnny Cash version long before the original. When I did get around to listening to the NIN version, I couldn%26#039;t help thinking that it sounded like the cover. I know this probably sounds completely stupid, but what I mean is that in Johnny Cash%26#039;s rendition, the way he delivers the lyrics and like you said the simplicity of the arrangement just seems to suit the song much better. So in that sense, his version sounds to me like the way the song was intended to sound. Long story short, I prefer the Johnny Cash version.|||I honestly like both versions but it depends on the mood i%26#039;m in. Trent%26#039;s version is so low and sensitive like he is really at rock bottom and this is his last confession but Johnny%26#039;s is raw and really intense and filled with a lifetime a misery. Both are excellent and and both artists bring different dynamics to the song.|||Johnny Cash did an interesting take on it, but I%26#039;m gonna have to go with NIN. They%26#039;re one of my favorite artists ever and that%26#039;s one of the most powerful songs I%26#039;ve ever heard.|||I prefer Cash%26#039;s version basically for the vocal depth that he brings to the song. Originals usually are better, however this is an exception.|||Johnny Cash



Because Industrial and Darth does not mesh|||johnny cash way better



he turned it into his own song, a lot of the covers he did were amazing too like rusty cage. and the video gets me every time|||I still think its funny how people assume Johnny Cash did the original. Being a fan of NIN i have to say I prefer the original but Johnny Cash did the song justice, which is a positive.



I agree with some cover versions being better than the originals, in my opinion Nirvana%26#039;s version of %26#039;The Man Who Sold The World%26#039; appealed to me more than David Bowie%26#039;s, he is still a legend tho.|||Originals aren%26#039;t always better - but this is really an %26quot;apples and oranges%26quot; comparison.



Doing a cover doesn%26#039;t mean necessarily doing it better than the artist did the way that the original artist did - it means spinning off, doing it a different way, from a different perspective, for a different reason.



I am very moved by Cash%26#039;s version - just as I am emotionally charged and moved by Reznor%26#039;s original. The difference is ... well, each is beautiful in their own way.



On most days I would prefer to listen to Cash because I like the simplicity. NIN takes a little bit of %26#039;hyping up%26#039; for me to get into it, and I%26#039;m not able to meet him in that emotional place most days.



And that%26#039;s okay, y%26#039;know?



Saul|||I obviously prefer the NIN version, as I am a huge Nails fan. I usually like original versions better than covers anyway. That said, I do think that the Johnny Cash version was really good. I can%26#039;t think of anybody else that could have done a better job covering a NIN song. The emotion he sang it with and the correlation between his life and the lyrics was great. The simple arrangement honestly left me wanting, but that is probably because I love Trent%26#039;s version so much. I%26#039;m a big Cash fan too (my dad raised me on it, and it stuck with me), and that was really one of the stand out songs on that album. You can really hear a frailty in his voice.|||Cash

How to cash a check made out from my mom to my son and fowarded to me?

my mom sent my oldest son a check. he has no where to cash it. i have a bank but our last names are different. i know i could cash it there but i cant remember how he can sign it over to me. any ideas?



How to cash a check made out from my mom to my son and fowarded to me?no fax loan





Your son would have to endorse the check and you could simply deposit it into your bank acct.



How to cash a check made out from my mom to my son and fowarded to me? loan



Both of you endorse the check, take it to your bank and they will either cash the check, or allow you to deposit it to your account. Unless the check is large and your average balances are low, you should be able to get cash.



Good Luck!|||you have to open an account under your son%26#039;s name and your name (a joint account)....then you bank the check in and later cash it out.

Where to cash a business check?

So....I had a business and I had an account w/ a company. I had a balance of $2400 w/ them when I closed the business so they cut me a check made out to %26quot;my company name/my name%26quot;. I went to my bank to deposit the check in my personal checking account and they said that I had to deposit the check into a business checking out. But the problem is that I don%26#039;t have a business checking account. So I then went to the currency exchange to cash the check and they wouldn%26#039;t either b/c the check is made out to my former business (my name is right next to it). So what do I do? Who can cash this for me?



Where to cash a business check?finance





Seems to me you could have endorsed the back of your check to the personal checking account number.



The bank could then hold the amount of the check until they were absolutely certain it was good before releasing the funds to you for withdrawal.



Where to cash a business check?

loan



try %26quot;check into cash%26quot;...i saw a commercial on tv where people wrote themselves their own check and cashed it instead of going to the atm due to various reasons....just look up one in your area.|||Go to the bank that handles the account.



Next question.|||sounds like you need to cash it at the bank where you had the original account and where the check was cut from.. If out of the area,looks like you might need to open up another business account temporary..|||I am afraid that you will have to open another business account under the business%26#039; name and deposit the check.



I would read your old bank the riot act. They should have told you that you were going to have this problem.



The correct way of doing this would have been that before closing your account your old business wrote YOU a check (you had business checks, right?) made out to you. That could have been for wages, or expense reimbursements or whatever. Then, close the account with the bank when the balance was (near) zero.|||Why don%26#039;t you go back to the person who issued that check?|||The bank that the check is drawn on should cash it , go to the bank of the people who wrote the check with your ID.|||You sign the company name on the top of the check in the endorsement area. Then write %26quot;payable to: your name%26quot;



Then sign the back.



Go back to your bank and try it again.



Or take it to the bank where you closed your account and have them cash it.

Statement of cash flow in indirect method?

End of the year information for the Spring Company:



Income statement data: 2001 2000



Depriciation Expense....$20,000



Loss on sale of Equipment...$10,000



Net Income...$200,000



Balance sheet data: 2001



Account Receivable....$40,000 $45,000 (2000)



Merchandise inventory.....$30,000 $20,000 (2000)



Account payabl.....$25,000 $ 23000 (2000)



Accrued interest payable.....$8,000 $ 9000 (2000)



Spring Company uses the indirect method for the statement of cash flows.Net cash flows from operating activities for 2001 would be----------------------



a)$196,000



b)$200,000



c)$206,000



d)$226,000



Statement of cash flow in indirect method?military loans





Before I start, you should note that there is no interest expense this year given in the income statement data, but there is a drop in accrued interest payable of $1k. That means that the interest was accrued in the past and $1k was paid out this year. Interest received and paid must be disclosed separately in the cash flow statement. So now we can start.



Cash flows from operating activities:



Net income 200,000



Adjustments for:



Depreciation 20,000



Loss on sale of equipment 10,000



(Subtotal) 230,000



Decrease in AR 5,000



Increase in inventories ( 10,000)



Increase in AP 2,000



Cash generated from opns 227,000 (this is a subtotal)



Interest paid ( 1,000)



Net cash from op%26#039;g activities 226,000 (final total)



The answer is (d)

I want my cash back!!!?

I%26#039;m 13 years old and in the time period of 1 and a half years my mother has managed to lend R1280 from me. (rands is the south african currency).In your country it may not seem like much but here its alot!!! i have my own little beading thing where i bead and sell my jewelry and my mom always takes my cash and uses it!!! i want a new cellphone, so i asked my mom for my money back and she always says she%26#039;ll give it to me soon but she never does! I%26#039;m so damn sick of this, and i want my money back!!! can anyone give me ideas???



I want my cash back!!!?horses for loan





You need to get older and move out. Until then, consider ending work... and ask Mom where your dinner is.



Parents are powerful people. And sometimes, taking their crap is your only alternative.



I want my cash back!!!?

loan



bury your money give her no more|||http://www.getafreelancer.com/rss/affili...|||This isn%26#039;t really a finance question...I suggest you ask this in the Family and Relationships forum.|||lock it up in a box somewhere and wear the key around your neck at all times

Should I pay cash for a car or take out a loan and pay it back quickly?

Thanks to an inheritance I have $5,000 in my checking account right now. I need to buy a decent car. Should I open a savings account and then try to take out a four or five thousand dollar loan and pay it right back? Will this improve my credit score? Right now my credit is hovering between good and poor...mainly because I had a high ratio of debt for a few years, but that was conquered about six months ago. Now I have one negative on my credit (I owe my school about $900) the rest is all very positive, never late. Currently I owe about $600 on one card and have almost $8,000 available to me, but I want to stop using credit cards as much as possible. I wonder if I would even qualify for that loan, or would having the bank run a credit check just hurt me more at this point? I don%26#039;t want to make the mistake of paying cash if a quickly paid off loan would improve my score.



Should I pay cash for a car or take out a loan and pay it back quickly?credit cards





The first thing I would do is pay your school back and ask nicely if they%26#039;ll please take it off of your credit report.



Next thing is I%26#039;d check what you can get for a a loan rate -- shop around! The credit check hurts you slightly, but if you have all checks done within a few days it%26#039;s not enough to matter. If you can get a loan rate that%26#039;s lower than what your money would make in a CD or something else interest bearing (honestly mine is in various stocks and funds), get it and pay it back over time (and put your money in a CD or something that will make you money). CDs appear to be going up to as much as 5.5% right now.



Also pay off the credit cards first (if I had credit card debt I%26#039;d also see if the car loan rate is lower than that, because if it is it definately makes sense to pay off credit cards first!).



I got my auto loan a few months ago for a little over 5% APR...so I%26#039;m paying it back slowly even though I could pay it off. If it had been 9-12% like some people claim they are getting, there is no way I would have ever even taken the loan.



Should I pay cash for a car or take out a loan and pay it back quickly?

loan



many credit cards provide easy installments without interest, go for that option.|||It%26#039;s better to buy a car cash $5000.00 or less. Most banks or finance company will charge higher interest rate on that size loan most time 12% to 22% if not more. My best advise is pay the $900.00 school loan $600.00 on credit card, find a car for $3000.00 then put $500.00 in the bank for a rainy day.

Online Shopping with cash?

ok wel im 14 yrs old dont have a credit card and my mom wont tell me my bank account so is there any website where i can make cash payments... like you pay your utilities maybe?



Online Shopping with cash?exchange rate





The only way is to mail them a cashier%26#039;s check or money order....and I wouldn%26#039;t do anything behind your mom%26#039;s back.

Where can I cash a money order in Costa Rica?

Where can I cash an USA Money Gram Money order in San Jose Costa Rica?



Where can I cash a money order in Costa Rica?credit report





you can not cash money orders in Costa Rica not even checks.



you will have to deposit the check in your acount and it will take 45 days to clear up.



unless you use a private bank such as hsbc it will take 14 days, only acounts with more thank 3 month older can be use at hsbc



Where can I cash a money order in Costa Rica?

loan



Any bank.|||There are Money Gram offices in Paseo Colon and Sabana Norte...I have seen them there.

What is Free Cash Flow (FCF)?

When a company has a good deal of Free Cash Flow, what is that mean?



What is Free Cash Flow (FCF)?rate my





Free cash flow is just that free cash. In other words, it is the cash that the company generates over and above it%26#039;s investment and operation needs. It is the amount of cash it is free to use in any way it likes.



What is Free Cash Flow (FCF)? loan



Its the cash left over after paying the operating expenses to operate the company and capital expenditures, and adding back noncash expneses such as depreciation.|||http://freecashpal.com/index.php?referra...

What goes with Cash?

I really want to use Cash as my son%26#039;s middle name (my grandfather%26#039;s name). What first name goes well with it?



What goes with Cash?rate my professor





William(Liam) Cash-I really like the sound of Liam Cash!



Aidan Cash



Wyatt Cash



Theodore Cash



Trenton Cash



Thomas Cash



Joseph Cash



Mason Cash



Ethan Cash



Jacob Cash



What goes with Cash?

loan



i think gunner cash would be really cute.|||Johnny.....



Like Johnny Cash|||Benjamin Cash



Sam Cash



Stuart Cash|||Ooh, I like Gunner, too!|||Declan



Tristan|||Great name!



Jonathan Cash



Matthew Cash



Ryan Cash



Jorden Cash



Brice Cash



Blake Cash



Tanner Cash



Connor Cash



Frank Cash



Elliot Cash|||Brennen Cash



Brenden Cash



Kenneth Cash|||I can%26#039;t believe the suggestions Jonathon and Benjamin are on here :(



My suggestions:



Nathaniel Cash



Matthew Cash



Adrian Cash



Brenner/Brennen/Brendan Cash



Yeah I%26#039;m not really good at this, never claimed to be ;)|||James



Aaron



Marc



Nathan



Pat



Elliott|||Ethan



Reuben



Graeme



Dakota|||Joel cash



Hayley cash



Corey cash|||James Cash



Jayden Cash



Billy Cash



Adan Cash



Liam Cash



Drew Cash



Cory Cash



Ethan Cash



Lots of Luck!|||Aiden Cash



Branson Cash



Connor Cash



Carter Cash



Cody Cash



Garrett Cash



Grant Cash



Gunnar Cash



HarrisonCash



Hayden Cash



Jackson Cash



Jensen Cash



Levi Cash



Logan Cash



Mason Cash



Parker Cash



Trace Cash



Teagen Cash|||I know a little boy that is just cute as can be. His name is Austin Cash, but he goes by Cash.

Does Acura give cash back on new vehicles?

I am planning on buying a new Acura RDX without financing but with the market continuing to go down I was wondering should I wait for Acura to give a cash rebate on the car.



Does Acura give cash back on new vehicles?payment calculator





If the economy really tanks, everyone may be giving rebates, but don%26#039;t bet on Acura doing it.



Does Acura give cash back on new vehicles? loan



nope|||Acura sell refined, stylish, desirable cars with a 20 year old reputation for unsurpassed reliability.



There is no manufacturer who can beat them in all those categories, and only a handful that can beat them in ANY of them



Acura doesn%26#039;t NEED to offer discounts or rebates.|||Acura/Honda does NOT and never has given rebates...(thank heavens...)|||Acura has dealer incentive money but no customer rebates. The dealerships will give you this money though to sell the car.



The RDX has nothing to help it out right now but you may find lower interest rates to help you that%26#039;s all. Good luck.|||The best offer I%26#039;ve ever seen for Acura is 3.9% financing. I was very surprised to see that. I%26#039;ve never seen cash back or a rebate offered.

Real estate negotiations cash vs mortgage?

I%26#039;ve spotted a home (empty) that is heading toward a short sale. The house needs work but could be a gem when finished.In todays rough housing %26amp; mortgage issues,As a buyer on a unit like this do I have move of a bargining leverage with offering cash instead of getting a mortgage for a purchase or does it not matter?



Real estate negotiations cash vs mortgage?credit check





It can, depending on how soon the house goes to auction.



If you%26#039;re two weeks from the auction, then a cash deal would certainly benefit as you could close immedately, where as a financed deal can run into complications and delay the close.



But if there is plenty of time to spare then in my opinion the only benefit would be if you%26#039;re bidding against someone else, then that%26#039;s just one more thing in your favor.



Frankly, I would use a mortgage and not bury my cash in a house. Especially in a declining market, and where it would cost you more money to get it back out.



Utilize leverage, and only put in as much as it takes to get to a do-able monthly payment.



Good Luck



Real estate negotiations cash vs mortgage?

loan



The lenders%26#039; main concern is getting as much as they can for the property in the shortest amount of time. Waiting for a payment or sale costs the lender money so you definitely have an edge as a cash buyer, but no one but the lender can tell you how much the edge is actually worth.|||Depends on how fast the transaction needs to be completed. Mortgages take time, especially now, and the sellers might be enticed in to taking less money if they know that they won%26#039;t have to wait. You don%26#039;t actually have to use cash, you could leverage your current home. Home equity lines are quicker and easier than an investment style mortgages. Later you could refinance the property at your leisure. Good Luck!|||As long as the contract you write is not contingent upon your receiving financing, it doesn%26#039;t matter to the seller. You%26#039;ll be required to purchase the property, though, no matter what. It can be dangerous if you need the loan to buy the house. If you have the cash as a back-up, go ahead.

Buying house with cash...are there still closing costs? what kind of money will i need?

im paying cash for home it will be paid in full however i hear about closing costs will i still have this added expense? if so for what? and how much will it total? since i am buying home straight out free and clear i am using a buyers agent so i do not owe him anything right?? the seller pays that??



Buying house with cash...are there still closing costs? what kind of money will i need?student finance





nope you pay the buyers agent... that is why they call it buyer.. you will have title insurance, paper prep fees, and of course closing fee, as well as filing fees, and stamp or title fees. Lots of small stuff.. The buyers agent fee should have been negotiated with the seller., but since it is a done deal look at thee paper you signed with the agent. They did give you a copy ??



Buying house with cash...are there still closing costs? what kind of money will i need? loan



Oh Yes you will have closing costs. Even though you are paying cash the people who are helping you buy it need to get paid. There is the Title Company fees, the escrow company fees, taxes, filing fees, notary fees, ect. You are using the buyers agent so I believe you will pay half of there fee. These fees will add up to in the thousands. I don%26#039;t know how much because it depends on the companies that you use and the state that you are in.|||There will still be title and escrow fees. You will be required to escrow the money. You will have to pay the title agency. Other than that you will have to fulfill your patriot act requirements.|||closing costs encompass many things taxes water bills title search etc.|||If you are buying in the US, the seller pays the co-op (MLS) buyers fees.



You%26#039;ll pay the closing title company (make sure you have title insurance) and recording fees (warranty deed etc.) to the city. Different locations have different fees, but it should not be much.



Since there is no lender, there is no escrow.



Good luck!|||Yes, your only excluding any interest payments to a lender. All other non-lender charges are normal. Your agent will be able to give you more detail.



If you using a buyer%26#039;s agent any commission due from you would be spelled out.|||I am in the process of buying a house myself.



right now sellers are desperate.



Any Offer that I make, I specify that the seller is to pay all closing costs. That is the title and escrow fees and anything else.



Make sure you write that into the offer. That the seller is to pay all closing costs.



Make sure that the escrow officer at the title company knows that and has a copy of the contract that says that.



Otherwise the escrow officer is likely to bill you , the buyer for the closing costs especially her title and escrow fees.



I would go over to the title office first thing and ask to meet the escrow officer or if escrow is not already open, that you open the escrow yourself with a title company that you trust.



Give the escrow officer a copy of the contract with the wording that the seller is to pay all closing costs highlighted in bright yellow so the escrow officer will not miss it.



If you are working with a real estate agent or realtor as they call themselves it is very important that you take charge. These real estate agents are nothing but clueless sales people. That is the reason that we are having this meltdown in real estate prices right now.



the real estate agents and realtors give their clients very bad advice and their clients paid way too much for their homes.



Now their homes are in foreclosure and all you see of the real estate agents and realtors is their swinging arms as they walk away rapidly.



I recommend that you hire a real estate appraiser to assist you with the value of the house. Do not rely on the real estate agent.



Also, I recommend that you go to nolo press for information about real estate contracts.



What ever you do only use the agents for access to the properties for sale.



Other than that the agents are worthless at best and misleading at worst and could cause you to make a very expensive mistake if you rely on an agent.

Where is my 'cash prize' as promised by the email?

Having duly given my bank details and paid three 锟?000 administration fees, I have yet to receive my 锟?0 million jackpot from the %26#039;Euro-State Super Lotto Winprize Cash Party Fund%26#039;, as a certain Mr. George Thabi promised me.



I%26#039;ve waited three months now, has anyone else had this experience?



Where is my %26#039;cash prize%26#039; as promised by the email?credit union





I can%26#039;t imagine that people still fall for this scam. You gave away 6,000 pounds and I%26#039;m sure you made the swindler very happy. I%26#039;m sorry, but there is no jackpot. You have learned a very expensive lesson. Better luck in the future.



Where is my %26#039;cash prize%26#039; as promised by the email? loan



hahaha|||gimp|||You%26#039;ve been scammed.|||S.T.B.Y.|||I%26#039;ve had about 15 of those emails this week. One was even from a reverend!! I never entered any comps and know all about theses scams, shame people believe them still.|||Yeah and he still hasn%26#039;t sent me the deeds for that prime plot of land i bought in Iraq, i will send him yet another email!|||If you would kindly send me 锟?000 in used fivers, I will gladly investigate this matter for you.



By the way, have you decided which hat to wear for your scan yet?|||I heard that the cheque was detained in customs and because you didn%26#039;t collect it within an hour the money was given to charity. Bad luck, old boy.|||I can%26#039;t imagine that people still fall for this scam.



An example of how the companies like that can so easily rip off the vunarable- be careful in future. Therefore this is and was obviously a scam.|||i cant believe all the people who have put %26quot;i cant believe people fall for...%26quot; fell for what is obviously a wind-up|||It came to my house by accident. I have been keeping it safe for you, as compensation for my thoughtfullness would you kindly send me 1 million in crisp new 锟?0 notes and I will gladly forward this cheque to you. Look forward to receiving this from you.|||Pay me $24 million, and I will get your money for you. Don%26#039;t think its a good deal I%26#039;m making you? You will get a million dollars more then you pay me. You end up with $26 million dollars, as I only get $24 million from you. So lets make a deal? You can call me at this phone number, 1-800-yougot-beat



Captain, Chris W T



ATP- Lear 45, B747- A380 - A318



CFI

I have three cash cheques in my name but...........?

I dont have a bank account in my name, can i go in to a bank and cash them, they are all under 1000 pounds and i%26#039;m in the uk



I have three cash cheques in my name but...........?heart rate





If they are crossed they must be paid into a bank account in that name as well. If this is the case you should return them to the issuers to get them to put a name of a relative who would let you pay them into their account

How can I cash a payroll check without ID?

My wallet was recently stolen out of my car and it will take several weeks to get the ID needed to cash my check and I do not have bank account.



How can I cash a payroll check without ID?credit counseling





Why not endorse it and ask a friend to deposit it in his or her account? You can get your money that way.



Why is this in taxes by the way?



How can I cash a payroll check without ID?

loan



yes u can but u are going to have a hard time doing it by the way open a bank account.

Being paid in cash; how should I save up for my 2008 taxes (IL)?

I have a new job that I%26#039;m starting today, and I%26#039;m being paid in cash. How much of the money should I put away to pay my taxes next year if I live in Illinois?



Being paid in cash; how should I save up for my 2008 taxes (IL)?postage rate





Many states require Quarterly filing if self employed and no withholding taken out.You pay every three months based on your income for those months.The paperwork for the quarterly filing will have your tax rate in the forms,usually a percentage of gross adjusted income.You need to file it because your employer has to report it as business expenses to the state and IRS;and if they find out you didn%26#039;t report it,there are penalties involved.Make sure you keep a record of each %26quot;payday%26quot; for your records in case you are audited and to substitute for your W-2 forms at tax time.



Being paid in cash; how should I save up for my 2008 taxes (IL)? loan



Estimate your years income.



You must be considered a sub-contractor and will receive a 1099.



Figure the avg deductions that you%26#039;re sure of. Yourself, any dependents, morgtage interest, etc.



Deduct that from gross.



Save about 25% of the net amount.



You%26#039;ll have tax, plus Self Employment tax, (in lieu of SS and Medicare).



At the end of the year, you can make any adjustments, up or down.



You are required to send estimated taxes quarterly.



Divide your est yearly taxes and send 1/4 by due dates.



The actual day will have to be verified for each year, accounting for weekends and holidays.



Estimated Due dates.



First quarter: April 15



Second quarter: June 15



Third quarter: Sept 15



Fourth quarter: Jan. 15|||For Federal Taxes, You will pay 15.3% (This is your Federal tax and social security and medicare, combined) of .9235% of your NET amount.This means that out of every $100.00, then $92.53 will be taxed at 15.3% (= $14.16)



I could not find any specific info for your state taxes, but to be safe, put away whatever your state tax rate is, (Example- if it%26#039;s 6%, then put away $6.00 out of every $100.00 that you earn.



Also, if you are in sales, and have to drive your own vehicle, keep an accurate log of your mileage, and any other expenses that you will incur. This will be very useful for your taxes next year.

Display message on cash register is op miles business machine gold jym -help quick\?

vdisplay message on cash register says op op miles business machine gold jym -help quick. I dont have a manual, needo ne online and want to reset without losing taxes input.



Display message on cash register is op miles business machine gold jym -help quick\?honda finance





You need to find the make and model number of the cash register then contact the manufacturer and get a manual. It%26#039;s impossible to help you program a cash register without know what make/model it is.

Can you pay cash for a concert and where do you go besides on-line?

I want to go to the jonas Brothers concert on August 16th, but I don%26#039;t know if concerts accept cash. Are there any other places to go to pay for a concert besides using things like TicketMaster??



Can you pay cash for a concert and where do you go besides on-line?heart rate monitor





Gag...don%26#039;t waste your freaking money on the Jonas Sisters, really...



But, if you must, go to the arena%26#039;s box office and buy the tickets there...

Can i get cash for or give my schoolarship away?

i joined the army about a month and a half ago so i got over $60,000 in college money. about a week later i was in a compition and won a $6000 schoolar ship to that school. i have alot of buddies going to that school and was wondering if i could give it to one of them or better yet some how get cash for it?



Can i get cash for or give my schoolarship away?credit card debt





NO. you can%26#039;t sell your scholarships.



I suggest using it all for your education because you will need it for rent, food, books, etc etc.



Can i get cash for or give my schoolarship away?

loan



You can turn scholarships down...but not give them away



at least thats what i think



im not sure tho|||No.



The best thing to do is call the school and tell them you won%26#039;t be attending so they can give that to someone else.

CASH money??? on student visa?

im on a student visa. is it illegal for me to work for cash 8 hours a week without reporting it to the tax system???



CASH money??? on student visa?pulse rate





yes, it%26#039;s illegal.



CASH money??? on student visa? loan



Yes, the government always get%26#039;s their cut - if not it is definitely illegal.

Cash for keys after a foreclosure. Has anyone been in this situation?

Has anyone that has rented a property being foreclosed ever been offered cash for keys? How exactly does this work? Does it vary with each bank? How long after the trustee sale is it offered?



Cash for keys after a foreclosure. Has anyone been in this situation?mileage rate





Are you asking this as a renter or owner? I came close to this, but my house was in a healthy neighborhood with a high desireability so it sold fast. If I had stayed, my bank was prepared to offer me $2000 for a set of keys if I just got out. I hope your not in this situation!



Cash for keys after a foreclosure. Has anyone been in this situation? loan



tread lightly. its probably a scam. same as companies that offer to buy your house any price any condition etc. they get you to legally sign your property over to them-you see no money and still owe the mortgage. have a lawyer check em out.|||A little less than a year ago I moved to a new area and since I didnt know anyone I renten from a realestate company. Big mistake they turned out to be slumlords. No water, no hot water heater, broken everything. I tried to break my lease but they wouldnt let me and I was angry to say the least. Then the building got sold at sherrifs sale. A couple weeks later someone working with a real estate company for the bank contacted me and told me they wanted me to move out. I was so happy I would have packed up and left right there lol but they paid me. I signed a contract stating the amount I was to be paid then moved out. The woman called me about 2 weeks later met me at the apartment and gave me my check. (it was almost double my security deposit) let me know if I can answer anything else for you.

Cash card (kids)?

is there any cash cards for kids other than aol. with low or no fees i really need your help on this. Please answer. TEN POINS WILL BE GIVING TO THE BEST ANSWER!!!



Cash card (kids)?instant loan





If you go to National City Bank (or a bank near you) or your local mall, you should be able to buy a gift card with a major logo (usually with a Visa). It%26#039;s a prepaid card the kids can use like a debit card. You won%26#039;t have to worry about them overcharging more than the limit you pay for.



Cash card (kids)? loan



hi

Cash outflow?

Should market testing be including in cash outflow if it is already completed.



Cash outflow?bank rate





If you%26#039;re doing a Statement of Cash Flow, the market testing expeditures should already be included in your profit/loss number.



If this is for a Cash Projection or Forecast, then probably no unless you foresee having to do more testing in the future.

How do i cash a clickbank cheque for my sister who doesn't live with me?

she lives in a country not recognised by clickbank.can i cash her checks for her and wire it to her?



How do i cash a clickbank cheque for my sister who doesn%26#039;t live with me?consumer credit counseling





HELLO MY FRIEND U GO TO SEE MORE OPTION



BEST IS PAYPAL ALSO IN CLICK BANK WEBSITE



MY ALREADY ONLINE BUSINESS RU INTERSTED



MAIL ME Insiderreport@yahoo.com

How can i cash a check?

can i cash my check at some local current exchange ?



because this is my first time receive a check in the mail, the money usually went straight to my bank account



How can i cash a check?no credit check loan





Go to your bank, or cash it at the bank of origin.



Going anywhere else will most likely incur a charge.



How can i cash a check?

loan



Go to your bank where you have your account and they can cash it for you. You%26#039;ll need to endorse it on the back with your signature. If you don%26#039;t know where to sign, the teller can show you. Don%26#039;t forget to bring your account number and identification.



If you%26#039;re just depositing the check, you%26#039;ll need to fill out a deposit slip (the teller can give you one). You%26#039;ll still need your account number.|||If you are in the US, you should be able to contact a local bank. Also, depending on the size of the check, you may or may not be able to receive the whole amount. If you are anywhere else, I don%26#039;t know how (other than asking a bank) how to do this.

Where can I cash a check without a bank account?

Not only where, but I%26#039;d rather it be a place where I can be 15 and still be able to do so by myself. I live on Staten Island so if anyone knows a place I can easily cash a check at the age of 15, please let me know.



I know I can just go to the bank with my parents, but they aren%26#039;t the type of parents that would enjoy escorting me to do this kind of thing. They prefer if I handle all my affairs alone.



Where can I cash a check without a bank account?line of credit





Call western union to see if they will do it. Your local convenience or grocery store may do it for a fee. If it is a payroll check, walmart will do it. Of course, there is a fee ($3.00, I think). You will need to have some kind of ID, I don%26#039;t know if there is an age limit though. And I don%26#039;t know if there is a walmart near Staten Island. Call your nearest Walmart and ask if there is an minimum age.



Where can I cash a check without a bank account? loan



You need some form of identification. If you have that, then look at the check. There should be a bank listed on the check. That is the bank that is obligated to cash the check and they will be able to cash it for you even if you don%26#039;t have an account at the bank.|||A convenience store? Some will do it. If you%26#039;re looking for something legit though... you%26#039;re outta luck. Just go open a bank account somewhere. Why isn%26#039;t that an option?|||Cash it at the bank it was drawn/written on. The name of the bank on the check. If it is not local, try a liquor store, grocery, or check cashing service those are everywhere. Be prepared to show ID and to pay for the service if you cash it anywhere other than the bank.|||BS. Your parents won%26#039;t help you. Take it to one of those check cashing services and pay them 10 - 25% of the check value then. Sounds like you have a stolen check to me and you don%26#039;t want to get caught by your parnets. Guess what? The check cashing services check to see if the checks are ligit too.|||I applaud your independence Mike but you will then be relegated to a check cashing service who will be delighted to cash your check and take a big ol chunk of it for their trouble. Why can%26#039;t you just sign your check over to your folks and let them bank it at their leisure, better yet there are a few banks left that give minors bank accounts piggybacked off their parents accounts for safety. This would give you economic freedom and teach you how to manage your money and track a bank account. I got one for my daughter when she was 15 and she is building credit and totally independent.|||if a payroll check, any major grocery chain will cash your check if you have some ID. A personal check is a two party check and thats a different story.|||Walmart ,they charge 3 bucks,but its quick.

Cash Flows question. I used the excel worksheet and the calculator and got 2 different result for th

What is the right answer for this problem:



Suppose you are offered $5,000 today but must make the following payments:



Year $ Cash flows



0 5000



1 -2,500



2 -2000



3 -1000



4 -1000



a. What is the IRR of this offer?



b. If the appropriate discount rate is 10%, should you accept this offer?



c. If the appropriate discount rate is 20%, should you accept this offer?



d. What is the NPV of the offer if the appropriate discount rate is 10%? 20%?



e. Are the decisions under the NPV rule in part (d) consistent with those of the IRR rule?



Cash Flows question. I used the excel worksheet and the calculator and got 2 different result for the NPV.?refinance





a) 14% =irr(5000,-2500,-2000,-1000,-1000) in Excel



b) r=10%. No, the project is worth -359= npv(10%;-2500,-2000,-1000,-1000)+5000



c) r=20%. No, the project is worth -466



d) See above



e) No. While the IRR represents a hurdle rate, negative projects must be declined in accordance with the NPV rule. Typically, a projects would be accepted when IRR%26gt;Cost of capital, or in this case, the discount rate being used.

Where could i cash a $4600 check?

I cashed in on my 401k,but no1 will let me cash the check.



Where could i cash a $4600 check?debt consolidation





You have a problem pardner with no great solution. Only your bank will honor it and only after it clears. So you had better become resigned to that situation.



Now here is a possible alternative. If the bank the check is drawn on has a brach nearby they will have to honor it. For example Chase or Bank America or Citicorp for example. If it is drawn on one of those 2 bit local yokle banks, which is probably the case, you are out of luck.



Maybe, just maybe your employer will cash it for you. Worth a try anyway.



Where could i cash a $4600 check?

loan



The bank?|||You saved $4600 and now you%26#039;re going to throw it away! Send that check to Vanguard or Fidelity and roll it into an IRA.|||I don%26#039;t know if you can cash it. You will probably have to deposit it in an account and wait for it to clear.|||Probably no one since it is probably an out-of-state check. Take it to your bank, tell them you want to deposit it but you want them to release some of the funds right away. They won%26#039;t allow you access to the full amount for about 10 days but they should free up a portion of it for you to use. That is probably the best thing to do since even if you can find a check cashing place to cash it, they are going to take a huge percentage of the check for themselves.|||first put it in your bank then take it out little by little. The bank should let you cash it if you have an account with them.

Cash register Person forgot to take off the security thing on the sweatshirt!!! what now?

it was Black Friday and so everyone was in a hurry, and the cash register lady forgot to take the little grey circular security thing off the sweatshirt my mom got for my sister. so what do we do.



We got it at Shopko. and there isnt a Shopko within 40 miles.



Cash register Person forgot to take off the security thing on the sweatshirt!!! what now?mortgage





I worked for olympia sports and our security tags were magnetic, try putting a magnet on one side of the tag and see if it will losen, you may have to turn or twist it. Or you could call a local store that has these, ask nicely and they may let you come in and get it removed. Do not try to pry it off b/c you may ruin the item.



Cash register Person forgot to take off the security thing on the sweatshirt!!! what now? loan



Buy one off Ebay



Or try and go back and tell them that The Cash Register Lady forgot to take off The Sercurity Tag.|||Any other clothing store MAY do it for you, if you ask nicely.



It is magnetized, to my knowledge, so it may be able to be messed with somehow.



This site may give you an idea on how to do this.|||Take a lighter and put the flame against the cone shaped thing. It%26#039;ll pop off, careful with the ink- the tube that%26#039;s holding it is glass. Good luck!|||try going to another store,



any stores, and ask them to take



it off for you!



i am sure they will be happy to



do it! lol!



GOOD LUCK!



?|||This has happened to me before....I bought a pair of pants and was going to wear them that night.....I called the store and spoke with a manager and told him my situation and how far i lived he gave me a $25 gift cert. for my troubles. And told me they were very sorry this happened.|||How did you get out of the store without the inktag exploding or setting off alarms?|||the same thing happened to me so i called a store and asked them if i could bring it in and have them take it off. they let me so maybe if you can find a store with nice people they%26#039;ll do it for you. good luck!|||don;t rip it off unless it doesn%26#039;t have the word ink on it

"Cash, check or charge?"?

%26quot;Cash, check or charge?%26quot; I asked, after folding items the woman wished to



purchase.



As she fumbled for her wallet I noticed a remote control for a television



set in her purse.



%26quot;So, do you always carry your TV remote?%26quot; I asked.



%26quot;No,%26quot; she replied, %26quot; but my husband refused to come shopping with me,



and I figured this was the most evil thing I could do to him legally.%26quot;



%26quot;Cash, check or charge?%26quot;?cash-advance





HAHA



LOL THNX 4 MAKING ME LAF



%26quot;Cash, check or charge?%26quot;?

loan



that%26#039;s funny- I shoould try that|||lol...corney... yet... funny!|||funny bi like|||So right - way to go!@|||funny. take his remote and he%26#039;ll follow you anywhere....unless of course he goes directly to the electronics section and watches tv there. But good try. 2 points for you. ....and for me too! yipee|||maybe the women stoled the remote control



from your store.|||funny one...maybe i should try this|||hahahhahaha I LOVE IT great going momma!!!!|||lol....



ladies....don%26#039;t ever try this|||haha funny :)|||LOL. Good one. LOL.



Thanks for sharing.

Cash a cheque in chesterfield?

anybody in chesterfield know where you can cash a cheque at a cheque converting shop and if its in the town centre?



Cash a cheque in chesterfield?amortization





yes,its in the town centre...

Cash sales ????

I have an hole sale business in delhi. We have some customer from outside delhi make purchases in cash and demanding invoices in there firm name and address. I want to know should I book the said sale under local or central ? There is no diff in tax rates.



Cash sales ????debt





There is some confusion. because cash sales never be interstate sales. when u r selling the goods at your counter and receiving cash on the spot it should be treated as LOCAL SALES. but when u r saying that your customers are requesting for name %26amp; full address on invoices than in that conditon you can book the same under interstate sales in the name of said party and make a separate entry for cash receiving (u cant show as cash sales). But also there is a point for interstate sales U have to produce a proof of despatch made to your customer;s address. !



Also wait for some other valueable suggestions from yahoo members !



byee



Cash sales ????

loan



if outside delhi and you are invoicing withoutside address then book also sale for central|||Generally you will consider the sale as booked where the merchandise is being delivered to. In the US, if we are stationed in Texas and sell to New York, we consider the sale a New York sale. So in your case, it would be outside of Delhi, or central.

Where can you cash a Postal Money Order?

I have a Postal Money Order and I wanted to know where you can cash it, other than the post office..I know there are other places that do that, but I am not sure where. Would somewhere like Walmart cash it?



Where can you cash a Postal Money Order?credit





Wal-Mart uses money gram money orders and I don%26#039;t think that they even cash those. Most banks will cash a postal money order but there is an increasing chance that it will be rejected by the bank because of the rising number of counterfeit money orders coming from scams overseas. There are roughly 38,000 post offices, stations and branches in this country and all of them will cash a postal money order. All postal service retail employees and management have been trained determine the validity of postal money orders and it is probably your safest bet.



Where can you cash a Postal Money Order? loan



Post Office or YOUR bank.|||Walmart wont cash money orders at all. You can only get it cashed at the post office or a bank where you have an account. Grocery stores that sell money orders won%26#039;t cash it either.

How do i cash a non postal money order?

I don%26#039;t have a bank account. The money order specifically indicates pay to the order of %26quot;Me%26quot;. Since i don%26#039;t have a bank account. How do I cash it? how do I make my parents or a friend who has a bank account do it for me? Its not a postal money order so therefore i can%26#039;t go to the post office to cash it.



How do i cash a non postal money order?laons





You CAN%26#039;T make someone do something that they don%26#039;t want to do. ASK your parents or a friend to cash it for you. Also - this would be a good time for you to OPEN A BANK ACCOUNT. I think everyone should have a checking/savings account. What State do you live in, and if so what county - I%26#039;ll cash it for you if you live close by.



How do i cash a non postal money order? loan



Endorse it over to someone on the back.



I doubt if a bank would cash it for you due to the chance of it being stolen or fraudulent.



Vicki%26#039;s sure kind to strangers!!! My apartment%26#039;s getting painted soon... Could I sleep over a couple nights Vicki???...LOL|||You can sign it over to your parents or a friend with a bank account, but since it%26#039;s a money order, there is no chance that it can bounce. A bank should be able to help.|||A couple options:



1 - sign it over to a friend/family member and have them cash/deposit it and give you the money



2 - go to a check cashing place or grocery store and see if they%26#039;ll do it (you%26#039;ll have to pay)



3 - open a bank account and put it in there (I recommend this option)

Cash generated?

How do I calculate cash generated based on the financial statement?



Cash generated?money





it sounds like you want the bottom line on the income statement although you could also find cash on hand from the balance sheet.

What is the best credit card for cash back rewards?

My capital one CASH credit card has a full 1% cash-back with no limit (unlike the other guys that offer 3% but max-out at $12 a month), plus I get 25% annual bonus on the cash-back I accumalated that year.



Capital One has no foreign transaction fee if i travel. The other guys charge 3% on EVERY transaction.



My Capital One CASH Visa card is also excellent for fighting unauthorized charges against Pay Pal / eBay if you ever need to reverse a charge (God help you if you have Discover card)



What is the best credit card for cash back rewards?refinancing





There are a few good cash back credit cards, check out www.fastcreditcardapprovals.com here you will be able to compare all major credit cards side by side on rewards, rates and fees.



What is the best credit card for cash back rewards? loan



Best one is probably discover, or citicard



you might want to go here to compare them, pick one that is right for u



http://www.bestcreditrates.net

Cash Register System?

I have a friend that has a small pizza business in your N.Y, Well to make the story short he was asking me if there%26#039;s a program out there for a cash register system that has the ability to total up sale%26#039;s that are coming and going and to be able to remotely access the restaurant computer from home to get a manifest every night... can some one please help?



Cash Register System?mortgage





Try http://pages.prodigy.net/daleharris/pos.... -- it%26#039;s lightweight, simple and free.

How do I cash a check?

I got my first job and I just got my first paycheck.



I want to get cash from it, I don%26#039;t want to open up a checking account. Can I just cash it?



How do I cash a check?loan





You have several options, The smartest of which is to open a savings account- this way you will get an atm card so you can get cash whenever you want but still put your money to work for you earning interest.- That is the number one rule that wealthy people follow, having your money working for you instead of for someone else.



The second option is taking it to the bank written on the check- they will cash it for you for free.



The third option is your worst option- and that is taking your check to a check cashing place- where they will take a portion of your check- thereby making them rich and you poor.



How do I cash a check?

loan



whatever the bank your check says on it is the bank you can go to cash the check.|||Generally you can only cash a check in your bank, when you have an equivalent amount of money in your own bank account.



Ask your employer if they can recommend a bank that will allow you to cash a check with having an account there.|||A liquour store, check cashing place, and sometimes other small businesses will cash it for a fee. Credit unions and banks may cash it for a fee for nonmembers.



Liquour stores and check cashing places tend to be in urban low income ares if you are looking for one. Try the yellow pages!|||I think if you cash it you have to pay some money. I would just get a checking account because then you can get a checkcard!|||There are check cashing businesses...

Is There NX Cash Cards In Australia?

Is there NX Cash Cards In Australia because i am busting to get it in australia because i wanna buy a lot of stuff because everything is sooo cool so is there NX Cash Cards In Australia, Melbourne



Is There NX Cash Cards In Australia?auto loan





i dont think so, try on ebay



Is There NX Cash Cards In Australia? loanYou can get free NX Cash at: http://www.prizerebel.com/inde... Report It

|||http://www.prizerebel.com/inde...



free nx cash really easy! Report It

|||dont no but here is a place where you dont need money to buy 1. get free nx cash



http://www.prizerebel.com/index.php?r=75...



copy and paste that, sign up, earn points, get free nx



its really easy



have fun!

CASH CAB - great quiz show! Better than Jeopardy? Millionaire? Wheel? Is it the best ever quiz show

Because it%26#039;s more random, visceral and gives you cash in hand?



What would make it better ? ? ?



If it%26#039;s the best, why ? ? ?



If not, what show is better ? ? ?



CASH CAB - great quiz show! Better than Jeopardy? Millionaire? Wheel? Is it the best ever quiz show ever?car loan





LOL I thought I was the only person ever to see that show. There are many times I have tried to track down that cab driver for some cash lol. Anyway hmmm what would make it better? give another street shout out, those are always funny.



CASH CAB - great quiz show! Better than Jeopardy? Millionaire? Wheel? Is it the best ever quiz show ever? loan



yes it is. it is funney and the people are going to have to gess..|||I LOVE %26quot;Cash Cab%26quot;. Great show. Great concept. Not the best ever, but in the top 5. The best is still %26quot;Jeopardy%26quot;.|||It is the best show ever- reality tv meets game show- genius I say!|||Let%26#039;s be honest... the questions aren%26#039;t difficult and the contestants don%26#039;t seem entirely clued up do they? Some look like they are on %26#039;day release%26#039; from a care home.|||I think it%26#039;s totally a cool show and yes I like it because it is cash and carry.



Some of the answers are so simple because you%26#039;re not under the gun but put yourself in the hot seat and your mind goes blank.



Love the fact that you have fun in a cab and you%26#039;re not worrying about the crazy drivers around you....|||Jeopardy is much better,more questions|||Yes, I%26#039;ve only caught it a few times but it was great.

Where should I go to cash a check?

I will soon be bringing in large checks from online poker. But I don%26#039;t want to get harassed/audited or whatever for suddenly depositing large amounts of cash into my bank account. I pay my taxes and I just want to avoid the headache of needing to explain myself.



It would also be nice to have quick access to my cash. I don%26#039;t want to wait multiple days for a check to clear in a bank. I%26#039;m willing to pay a fee for check cashing if it buys me some privacy. What%26#039;s the best route to go?



Where should I go to cash a check?apply for a loan





Just deposit the checks. Assuming you actually win of course. Nobody at the bank is going to ask you questions. (Unless the check looks fake.)



No matter where you cash them, if the amounts are large enough a Currency Transaction Report will be issued.



If the checks are really large, a check cashing place won%26#039;t handle them anyway since they won%26#039;t have the money on hand and they don%26#039;t know you. They also won%26#039;t be comfortable with these checks.



The IRS won%26#039;t bug you either, provided you make the proper quarterly estimated taxes on this gaming income.



Where should I go to cash a check?

loan



Do 1 at a time and maybe once a week. Or do it at different banks.|||How are you explaining what the taxes are for? This question may be best for a tax atty or acct. Possibly open a Nevada corporation, for the purpose of gaming, an account in Nevada %26amp; have your checks sent directly there. The corp will pay the taxes the reason is obvious %26amp; you have no headaches or worries. But of course check with a reliable Tax Accountant or Attorney.

Cash converters?

I live in Cornwall and I would like to know where there is a shop nearer to us. We used to have one in Truro, but they were closed a few years ago. Could you help me to find the nearest Cash Converter shop so my partner sell his ring please? Thanks Katrina



Cash converters?bad credit loan





WHY ARE YOU IN DINING OUT with this question?



Cash converters? loan



there isn%26#039;t much. I tried to sell a really nice clock once and all the shops in Penzance and Camborne wanted to give me was around 锟?0.!



Probably it is best to put it on ebay. If you%26#039;ve never done it before it is surprisingly easy.http://www.ebay.co.uk/|||here is cash generator (same shop as cash converters) store locator http://www.cashgenerator.co.uk/store-loc...



if there is a cex shop near you there the same idea theres there store locator|||your nearest store is in plymouth,bit of a trek but thats your nearest,hope this helps(101 st georgres street plymouth pl1 1 rq)|||NO NO NO !!!!



Cash converters (and all it%26#039;s relatives in the Pawn, usery and unsecured credit lending trade) are a rip off and should only ever be used as an absoloute last resort (no food in the cupboard, no money for nappies etc).



Someone you know will have an eBay account for certain, sell it there and you wont get a top price, but you will do a lot better than Cash Converters can manage.



Cash Converters and thier like are not in the game to help you out in your hour of need, they%26#039;re in it to fill THIER bank account with YOUR money !



If it%26#039;s a very expensive ring in good condition, try a small ad in the local paper, but it might be worth cleaning and polishing it up first. Also, look at local jewelers, many in my area buy jewelery as well as selling it, they just dont advertise it widley as it makes them look like money lenders, an image they rightfully wish to avoid.|||As others have said don%26#039;t use them if you have a choice, what they give for jewelry may cover your bus fair.|||there is one in taunton

Do banks prefer to receive cash or have the person to take mortgage loan from them?

I put a bid on a house yesterday but this morning I found out that there were 7 other offers were put on this bank owned property. Since there are too many offers, the bank decided to close the deal today.



My agent just called and she said I am one of the 2 that the bank is interested in selling the house to. I also found out that the other person are willing to pay cash for this property. I live in CA, I have no idea how can this person come out with $350K cash??? Just curious and mad..



Anywho.. I%26#039;m just wondering if anyone knows if the bank would choose the other person over me? FYI I am pre-approved with the same lender who owns that very property.



So it%26#039;s a verdict between me - who will borrow money from the same bank that is selling the house and.. that person who has cash. I would think the bank wants my interest money over the course of this coming 30 years??



Anyone can answer???? Thanks!



Do banks prefer to receive cash or have the person to take mortgage loan from them?business loan





They want the highest price. Whoever is responsible for selling this house doesn%26#039;t care about the profit potential over 30 years, they just want it off of the books. Even if the cash to buy it comes from their bank, they will be paid in a lump sum to remove this property from their books.



The cash buyer can probably close faster and that will be a consideration. The cash buyer doesn%26#039;t need mortgage approval and that will be a consideration.



Look at it from their point of view. I can have $350k in cash today or I can take a chance that you can get financing in a few weeks at $355k. I would take the fast $350k any day.



I hope it works out for you. Good luck!



Do banks prefer to receive cash or have the person to take mortgage loan from them?

loan



The other people most likely put a loan on another property in order to have the cash available to buy this house. Depending on what the other people put for a closing date and what you put, that might be a deciding factor and what the other people bid. If they are higher than you then the bank might take the other deal. it could go either way because who knows what there bid is|||How much are you putting down?



These days, if I was a bank I would take the money whenever i can get it. The potential to make more money over the life of the loan is great but there are always people to loan to but not many people are handing over $350,000 every day. They probably did take out a loan just not with that bank.|||When buying foreclosures this sort of thing happens. Just be patient. The present market is such that if it looks like a good deal today, it will be a better deal tomorrow.



Since you have just 5% to put down, look into VA/FHA. FHA has a section 203(k) rehab mortgage that is tailor made for buying a foreclosure and fixing it up.



Too bad you aren%26#039;t in Florida, I could fix you up with 100% financing programs



http://www.atlanticeloan.com/pages/100-p...



The 100% programs I have are great for buying and fixing up foreclosures.



Good Luck



Charlie Camp



Atlantic Mortgage|||Actually depends on how the bank feels they can keep you as a customer. Things to look at? Is there a prepayment penalty on your loan. If so for how long? 2 or 3 year prepayment penalty than the bank will only recover half of the 20 k in between cash and financed offer. Look at inventory in your area. If there more homes in your area with same bed/baths/acre than possibly the cash would be a good deal. Cash can close faster than financed. Yet, financed can close in under 30 days as well.



Overall dont get into a bidding war. Many sellers are low balling home prices to get into a bidding war with buyers and making them pay either at retail or comparable for todays market for the home. Work with your REALTOR and figure out whether this house is a good deal compared to the surrounding homes. Now, if you really want the house because of demographics and you really like the house than ask your REALTOR what is a fair market asking price. He/She should be able to tell you what is comparable price to housing around the area.



Hope this helps and dont get into a bidding war. Not worth it into todays market.

Cash machines......?

i stupidly put my donor card in the cash machine by mistake........ it cost me an arm and a leg. anyone else done anything daft.



Cash machines......?loan rates





hehe very funny!



I was once at a cash machine, some homeless guy on the floor asking for money.



I tapped my fingers on the machine whist waiting for it to do its stuff and the machine switched off and booted up with a Windows screen.



The tramp goes %26#039;oh yeah its been doing that all night%26#039;



%26#039;And you didn%26#039;t think to tell anybody%26#039;



%26#039;Well no. Have you got any spare change?%26#039;



%26#039;What do you think, I%26#039;ve just lost my card%26#039;



Cash machines......?

loan



And you didn%26#039;t think you%26#039;d have to donate until you were dead...|||I looked for my keys for about 10 minutes today while I was holding them. I think that counts as daft.|||I thought my new hair straighteners were rubbish until i found that that there was an on/off switch - thought that they would work just by plugging them in.......|||i was looking for my glasses till my daughter said i was wearing them how silly did i feel lol|||I left a 20 on a table in the bank where you fill out the checks and deposit slips. Gone.|||all the time i do stupid things like scour the house for a hair elastic to find it on my wrist. i think it happens to the best of us anyway thanx for the giggle|||guy I use to work with went to tesco cash point machines to draw 锟?00. His girlfriend rang and started arguing with him, he then walked away and left 锟?00 in the machine for someone to take. He got back to work relise what he did and ran back, and of course the money was gone!!

Friday, October 30, 2009

Cash or Check why paying for a car???

When paying a down payment on a used car at a dealership do you pay with a check or pay in cash, can you do both or is one better than the other.



Cash or Check why paying for a car???student loan





u can do either one, but i would recommend using a check because that way u have a record of paying, if u give cash there is no record unless they give u a receipt,no matter what make sure u get a receipt that way they can%26#039;t say u didn%26#039;t pay, had a dealer ship do that to me once



Cash or Check why paying for a car??? loan



my parents go half and half|||you can use both check is easier to carry than a wad of bills|||go with the check so there is another record of the transaction|||If paying by check at least you have a paper trail.|||I always use check or debit for anything that%26#039;s high cost. If you pay cash you have nothing to prove that you ever paid it. If you pay cash, guard that receipt with your life!|||Cashier%26#039;s checks direct from your bank are the best bet because dealership won%26#039;t have to wait for them to clear.|||Check. If you must use cash, make sure you get a rock-solid signed, dated, detailed receipt.

Cash Value Term Life?

Is there a Term Life policy that builds cash value? I heard thee is one with a great interest rate thats guarenteed? Sounds too good to be true.



Cash Value Term Life?cash loan





Yes. But average clients cannot take it out. It%26#039;s offered by only a few carriers, and is only available inside of a 412i plan. Just like your other question about tax deductions for life insurance premiums. It%26#039;s the insurance companies way of trying to get around all of the pressure about whole life %26amp; 412i plans. Too bad clients can%26#039;t buy it. Some rates on those Term policies are over 5%. Most carriers won%26#039;t advertise it, because they don%26#039;t want people to complain that it%26#039;s only for wealthy business owners who put in at least 100K a year into those plans.



Cash Value Term Life? loan



I don%26#039;t believe so, that%26#039;s why it%26#039;s term.|||No. Closest thing there is, is a return of premium term life - but it%26#039;s much, much more expensive than straight term.



Any policy that%26#039;s not straight insurance is going to cost a lot more. True term coverage is cheapest, because it%26#039;s pure insurance. Any time you%26#039;re adding an %26quot;investment%26quot; or %26quot;savings%26quot; component to it, you%26#039;re multiplying the cost.



Run the numbers. It%26#039;s cheaper to buy term and invest the difference.



The only thing that EVER guarantees interest rates, are certificates of deposit from a bank.|||There are a few companies that offer a return of premium term that builds up cash value that you can borrow. I would not recommend it though.



Depending who you sell ROP term to, it is not that expensive. Actually ROP is an advantage for this select group.



You can get guaranteed interest rates a product other than certificates of deposits.

Cash Crate Success?

Has anyone had any luck making money through Cash Crate?



Cash Crate Success?mortgage loan





not tried cash crate but I got success with adsense and article writing..



I suggest start your own blog/site and monetize it with adsense, or get some content writing assignments, you can also try data entry or writing sponsored articles and reviews.



you can find some helpful links here:



http://homejobsblog.blogspot.com/



You can also find some information and resources on how to get your blog and website rolling here:



http://myfirstwebhome.blogspot.com/



Get your site/blog reviewed. Increase your rating and popularity and get more visitors. here is a site that does that for free:



http://mysitereview.blogspot.com/



Cash Crate Success?

loan



Don%26#039;t waste your time looking for internet %26quot;jobs.%26quot; You%26#039;ll be bombarded with all kinds of scams. Go to the government site http://www.jobbankinfo.org/privateJobBan... where you will find all sorts of real private sector jobs.

Cash question????

I am in need of some cash - not necessarily fast, but in the 5-6 weeks... Me and my bf work, but we still don%26#039;t bring in any more than $2000 a month. We would probably be okay if it weren%26#039;t for everything we are trying to acquire in the next few weeks.



$2100 moving costs ($700 is the rent, and they want 1st and last month%26#039;s rent along with a deposit = rent.)



$250 my son%26#039;s b-day party (plates/utensils/cake/etc...)



$750 for a car (if you know of any cheaper cars in Phila area LET ME KNOW!!!)



$??? Refrigerator (we haven%26#039;t had a fridge since we moved in 10/06)



$200 PECO bill (Elec and gas around Phila is served by PECO, I live in Chester)



$350 school books (my mom doesn%26#039;t have it, my dad won%26#039;t give it)



$135/wk for daycare (my mom works, dad lives in DC, grandprnts won%26#039;t watch him, and that%26#039;s the cheapest rate around my area)



And all of this on top of rent we pay now, utilities, house/baby stuff, and whatever else. Any body know of a good way to raise money?



Cash question????online loan





Here%26#039;s what I do that helps us drastically. I make a $ book. I have this ratty old 5 subject notebook in which I write all the monthly bills at the top of the sheet and then %26quot;schedule%26quot; our paychecks and then assign the bills as such. I used to be in your position, when I was in college, I don%26#039;t think most of the people answering truly understand how difficult it is to pay for school and take care of home as an independent student. Here are my suggestions:



1. Pay the rent (no negotiation!) you can not have your baby doing without a home.



2. Cancel/Reschedule/Postpone the party. I believe you said your son was younger (meaning under 4) at that point, the parties are not for them, they are for the parent%26#039;s benefit anyway. But, if you must have one, use your food stamps and buy the food. Bake the cake your self or get granny to bake one. Get all finger foods so that you can use NAPKINS as the plates, I don%26#039;t know how you roll but in the D a napkin can hold food just as good as any plate.



3. Check autotrader.com or craigslist for cars. Or, not sounding funny at least for the next couple of months, ride a bike, you will stay in shape and have some extra months to save up a little more money for a more reliable car. Because if you are spending $750 on the car, how much will you be spending in the end to keep it up?



4. Try freecycle for the fridge, I have priced some at Best buy for less than $300 (on sale around 200, we have ABC Warehouse in MI they have some off brands (roper, daewoo, etc... that sells cheaper look for store like that)



5. With a child in the house, as a college student, you qualify for certain discounts on your utilities, contact PECO and talk to one of the account MANAGERS not a rep or a specialist, because utimately, the manager makes the final decisions.



6. As far as books, do what I did, buy used or share with a student in the class, we would use somebody else%26#039;s book in class and if it got to the point where I truly needed a book at home I would go to AMAZON.com and find the cheapest copy of the book online and order it there at a discount, far cheaper than the campus bookstore.



7. This is another single mother (or working mother if not necessarily single) advantegeous postion, if you are in college, bring your child to class with you, the school can%26#039;t prevent you from bringing your child to class (unless you are taking a chem/bio/phy lab or something) but when I was in college, it was not unusual to see the mothers in the back with the babies in the car seats napping or playing with the toys their parents brought. If you have a toddler, pack some goodies, books, toys, paper and crayons, and plop him/her in the chair next to you. Dragged my god son all over campus with me when I had to. Then for work, try flipping schedules with your man so that when you%26#039;re working, he%26#039;s off so that he is with your son while you%26#039;re at work and then when you%26#039;re off he%26#039;s there. Also check around your campus and see if they offer free child care to students drop him off and come back later.



Lastly, no matter how much money you make, save 20% of it so in your case $400.00 a month. I know it seems like a lot but trust me in the long run, you will be glad you did. Why are you saving this much? for emergencies, (colds/flu for your son, college textbooks, lost income, last minute emergency etc...) So set your budget for $1600 a month and you%26#039;ll do fine, there are some families out here who have budgets of 1/2 that. Don%26#039;t let those people who don%26#039;t know tell you that is not enough to live off of. It might not be what you want to earn forever, but for right now, it%26#039;s a starting point.



Tips for raising money...



1. Check into workstudy jobs on campus.



2. Do hair/nails for friends.



3. Babysit for neighbors



4. Tutor at the local school system (check with your campus%26#039;



staffing office for placement options)



5. Clean other people%26#039;s houses. I used to clean my friends%26#039; places before/after parties, move ins-move outs, you know at points when the cleaning seems overwhelming to those involved but means nothing to you. I charged $50 for preclean $75 for post clean or $110 for both. That was 5 years ago, so I%26#039;m sure you can charge a little more now. For Move out / Move in I did a flat hourly rate of $20.00 per hour with a three hour minimum (most of my friends had apartments and I was in and out in less than 1.5 hours but I still got paid for my time. If I had to scrub the oven/refrigerator then I charged an extra $10.00 for each piece. Trust me, you know some people who are lazy and hate cleaning, make you some money!!!



Hope this helps, sorry so long winded.



Cash question????

loan



I have an overseas real estate business with 40 offices in 17 countries at http://www.propertyeasterneuro... and if you can refer clients (Just an intro will do) you will earn commission on any sale.



Interested? Please get in touch. Report It

|||sounds like you are going to have to cut out some things.......you can surely cut the birthday party to a cheaper birthday party.......and i know there is some places that do help people with things they need.....i really do not know much about the area in which you live though......but you might try calling a church and see if they can help you....i know my church offered to help me when i made a mistake and spent to much on grandkids school clothes.......but they know i will give it back......but they are also the kind of people that help when needed...........it is sad your family will not help you.......i have a son that is the same way..........but i wander if you call a church or go to some of your friends and ask them.......the refrigerator you should be able to get from some thrift store or get help with things you really need.......|||I would suggest finding a better paying job. You did not mention what you do for a living. I don%26#039;t want to offend you, but $2000.00 a month between two people is ridiculously low. You could wait tables and bring home that by yourself, without paying taxes on your tips.|||Cut the cost of the birthday party. Sorry but times are tough and just explain to your son. Why aren%26#039;t you baking the cake anyway? You could catch a sale on cake mixes, it%26#039;s cheaper and home made is always better.:) Why is it costing so much? You don%26#039;t have the money, so don%26#039;t do it right now, you can make it up at Christmas when things (and I%26#039;m sure they will) get better and your more settled after the cost of the move.



Is that the best rate on moving you could find? If so, and you have that much stuff, advertise some things on Craigslist and get rid of it for it money now instead of paying to have it hauled.



That sounds like a high price (from a moving company ?) to move someone into a $700.00/month rental. Double check your movers...NOW and do you have any friends that could help with trucks?



Also, Craigslist has a sectional Ad for %26quot;Free Items%26quot; and %26quot;Items Wanted%26quot;. I would have already been on that sight before I went without a refrigerator. You would not believe how much FREE stuff people actually give away because it%26#039;s easier to just give it away, then pay the extra costs to have it moved....get it?



Have you contacted your utility companies and asked them to work with you on a hardship plan? They will or their suppose too.



Can you babysit on the weekends for others?



Good luck to you...|||I do not know , where you or your boyfriend are working



but I you do not want to go to a bank because of their



horrific fees ask each your employers - if they are willing



to grant e a c h of you a loan of each $ 1200,-- repayable



within in one year . That would bring $ 2400 in - and repay-



ments in $ 100 installments each are affortable - It is worth



a try - and when the employee appreciates your work it might



work . Anyway there is no alternative to cut - check on car boot (garage) sales . I am also quite sure that the school may



know a solution how to get the school book sorted . But mainly the natural farther of your son in %26quot;in obligo%26quot; - Can%26#039;t



you claim extra child support and the state claims it back



from him - if he does not pay . I wish all your lot good luck



amy everything succeed . wishes from Germany|||$250 son%26#039;s b-day cancel that%26#039;s way to much $$$$.



You and your bf can work opposite shifts



you don%26#039;t need daycare, parents should raise their kids not daycare.



School books for who?|||First of all, you say you are only working PART-TIME and making $8.30/hour? Then why are you paying $135/week for daycare? That just makes no sense at all. How many hours are you working? I have been a single mom my daughter%26#039;s entire life (she is 14 now) and I know how expensive daycare is. But if you are paying for full-time daycare you need to be working full-time! Otherwise, what is the point? Also, check into people who do daycare out of their homes, it is usually cheaper. And you may be able to find someone part-time to watch your child only while you are actually at work.



The birthday party cost is %26quot;axable%26quot; so axe it! Make your own cake, like someone already said. Have a few kids over at your house, use your own dishes. FREE. As long as your son has fun, you don%26#039;t have to spend all that money on a party for him. Times are tough, he will need to know that. I NEVER spent that kind of money on a party for my daughter. If you have a pool where you live, have it out there. Or at a friends house. Think FREE.



For the refrigerator and other things, someone already suggested Craigslist. Also, look under Yahoo groups for FreeCycle in your area. People list things they want to get rid of there, they have to be free and all you have to do is pick them up. But be quick, things in my area always get taken QUICKLY. Also, look for used school books (maybe through your local college)?



Good luck, it%26#039;s not easy but you can do this! :)

Cash flow chart example???

Please help somebody. Needing an example of a cash flow chart for a business course I am doing.



Cash flow chart example???unsecured loan





Cash flow is simply the difference between the money you take in (called %26quot;revenue%26quot;) minus the money you pay out (called %26quot;expenses%26quot;). If your revenue is higher than your expenses, you have a positive cash flow. If your expenses exceed your revenue, you have negative cash flow. Obviously, a business can%26#039;t survive forever with a negative cash flow... only the government can do that!

Cash games???

hey does anyone knows games on the net frm which i can earn real cash.....mind it....it should be free to use and user freindly nad it should easy to play...thnx!!



Cash games???student loan consolidation





www.miniclip.com



www.msn.com



www.popcap.com



www.shockwave.com

Cash money millionaires song....?

okay, is there another version of the song cash money millionaire that is not so slow.. maybe i am losing my mind, but i could have sworn that the last time i heard that song it didnt sound like this? does anyone know?



Cash money millionaires song....?small business loans





MAYBE UR LiSTENiN TO DA CHOPPED %26amp; SCREWED VERSiON

Cash for Prague?

Is there anything to be gained by taking some cash in Euros or will Czech crowns be sufficient?



Cash for Prague?bank loan





You will be able to pay everywhere well with Czech crowns. Large stores and tourist-orientated shops and restaurants will accept Euros, but it would be naive to think that they will use the day%26#039;s listed and fair exchange rate.



As someone who lives in the Czech Republic, I need to correct a lot of the %26quot;answerers%26quot; above:



The Czech Republic IS in the European Union. It is NOT in the Eurozone -- it still has Czech crowns just as the Brits still have their sterling. And like the Brits, the Czechs like having a bit more control over their own monetary policy so it will probably stay that way for a while.



Over the past five years, the Czech crown has appreciated against the U.S. dollar (not surprising, I think only the Argentinian currency hasn%26#039;t) AND against the Euro. When in 2000 you could get nearly CZK 40 for a dollar, today you will get 20. And whereas two years ago you would get CZK 30 for one Euro, today you will get CZK 27.



So take crowns and have fun. BTW I can advise a good exchange booth in a little hole in the facade next door to the Hotel Adria on Wenceslas Square; banks will charge you processing fees but the guy in the box there will not.



Cash for Prague?

loan



In Europe, you can pay with your credit card, but cash is more accepted in most areas. Czech Crowns will be enough for the Czech Republic and for Germany, Austria, etc. you need the Euro currency.



dollar??? Nobody in Europe wants the fu**** dollar!!!!!|||I used the us doller|||The Czech republic won%26#039;t be joining the EU before 2011, so unless you are planning to go to a Eurozone country (Belgium, Germany, Greece, Spain, France, Ireland, Italy, Luxembourg, the Netherlands, Austria, Portugal, Slovenia and Finland) Czech crowns will be fine.



I will also warn you that Prague has a VERY big pickpocketing problem, so make sure you split your money up and take care.|||Actually in Czech they DO accept the US dollar at most places. They have it programed on their cash registers....at least when I was there in %26#039;05. Other than that I%26#039;d stick to crowns in Czech|||Czech crowns will be fine.



And Czech Republic is in EU from 2004 but not in Eurozone.



You can take any currency with you, but still Czech crowns are the only money you can use everywhere.|||We took Czech crowns and had a credit card to pay for any big purchases.

Getting paid in cash, taxes, and welfare?

My cousin hired a lady to clean, cook, and take care of a 7 years old. She gets pay in cash ($100 from 6:30am to 5:00pm, M-F). Her husband who%26#039;s a contractor, or plumber, or something of that sort gets pay in cash as well. They have 2 kids, a 17 years old who just graduated from high school and a 9 years old. They are a household of 4 living on welfare. How can they be living from the government if they make enough money to pay their bills, does it mean that they aren%26#039;t reporting any taxes? How little do people have to make in order to be qualified for welfare, because an approximately $4K-$5K a month for a family of 4 is not that bad (not great, but they won%26#039;t starve for sure).



Getting paid in cash, taxes, and welfare?quick loan





If they%26#039;re both being paid in cash, then you can be sure that they are getting paid %26quot;under the table%26quot; and aren%26#039;t reporting that income to anyone. That%26#039;s why they can be on welfare.



Getting paid in cash, taxes, and welfare? loan



Sounds like welfare fraud to me. And probably tax fraud.|||The cleaning lady/housekeeper and her husband are both receiving cash wages and welfare payments?



Of course they are not reporting any taxes. Nor are they reporting their income to the welfare system. $4K a month is a substantial income far above the limit to receive welfare payments or food stamps.



If your cousin has a regular cleaning lady/housekeeper as you describe, the housekeeper is an employee of your cousin. Your cousin needs to issue the housekeeper a W-2 and deal with the payroll taxes (there are a couple ways to do this). If this couple ever tells the IRS that your cousin didn%26#039;t pay payroll taxes or withhold federal income taxes, your cousin will be in trouble.



When the couple gets caught, your cousin will have some taxes and fines to pay. Your cousin should re-think her choice of domestic help.|||Sounds like they are collecting welfare illegally, if they aren%26#039;t reporting their income to the welfare office. And there%26#039;s no way a family of 4 making around $50K is eligible for welfare.



If and when they get caught, and they probably will, they will be in major trouble with both the IRS and the welfare office - and will be required to pay their back taxes, plus pay back the welfare payments that they essentially stole from the welfare system by lying to them about their income.|||Is your cousin withholding taxes from what she pays this lady, and remitting that money to the federal and state government? Does your cousin give this lady a form W-2 each year and sends a copy to the IRS and state government? I suggest to show IRS Publication 926 to your cousin (http://www.irs.gov/pub/irs-pdf/p926.pdf)...|||Tax Evasion and Welfare Fraud are both felonies. Both your cousin %26amp; spouse could easily be convicted if the government knew what they were doing. Maybe the 17 year old will turn 18 in time to care for the 9 year old when they both get sent to prison.



Your cousin is doing the housekeeper a diservice by not withholding/paying unemployment, social security, etc. If the housekeeper needs to file for unemployment or gets hurt she can%26#039;t prove she had been working.|||People who are paid in cash often choose not to report on the income taxes. They are, of course, breaking the law, and should be reported to the State authorities for violation of welfare laws, and IRS for violation of the tax laws.



However, if your cousin is not filing and paying the Social Security tax on her in-home employee, she is also breaking the law. Some day, when this couple wants to collect social security, they won%26#039;t be able to. In addition, the IRS could attempt to collect fines and penalties from your cousin for her failure to obey the law.|||We are an Accounting Firm. Http://www.bcbsinc.com



We will state right off the top to many of the posters. You assume far too much. Courts, laws, rules, etc. will determine if they are felonies. Not frivolous remarks. Some may be felonies but this is black and white. Not all cases, not all circumstances are black and white. Not all cash payments are illegal under the table payments. Read the following and you will know why you should not assume when it comes to the law, some of the posters, before you make such statements. This merely one example.



According to the following as stated by revenue -



We hired a nanny to look after our baby while we work. How do we pay her social security taxes and properly report her income?



A nanny is considered a household employee. A household employer only has to pay social security and Medicare tax only for the employee(s) that receive cash wages that exceed the threshold amount for the year. If the amount paid is less than the threshold, no social security or Medicare tax is owed. If social security and Medicare tax must be paid, you will need to file Form 1040, Schedule H (PDF), Household Employment Taxes. You must withhold the employee%26#039;s portion of the social security and Medicare unless the employer chooses to pay both the employee%26#039;s share and the employer%26#039;s share.



Source: http://www.irs.gov/faqs/faq12-6.html



In such case your cousin is considered a household employer. Is the threshold met. Your cousin should refer to the source listed. If the threshhold which is spoken of is met etc. whatever the case the tax may have to be paid out, the tax may not have to be paid out. Never assume people, it is always tax evasion just cause people receive cash payments. The rules are complex, no situation is ever the same. Not yours, not mine, not this person%26#039;s cousin.



The rest are basically %26quot;under-the-table%26quot; payments the contractor is seeming to make. Then again, this may not be so as well. Do they consider it contractual labor and otherwise. Do they meet the prongs for doing so. I will not assume they wont%26#039;. Will the IRS assume they do or not. We are not revenue. Revenue is an animal all to themselves. Ask revenue.



As for Welfare fraud and otherwise, it may very well be so as I was under like impression one must claim all income; then again I cannot say so again as I do not know the entire matter or the type of governmental assistance.



All situations are not the same, all tax situations are different and may not apply to all. Welfare has rules and if you violate those rules you get penalized. The same way for revenue.



What does Welfare require, depends on their particular rules for that type of welfare benefits. http://www.ssa.gov is for SSI and SSA, Title II and Title XVI benefits, and old age and survivors, etc. As for other types, state based, or other governmental forms, we do not know which state or city you may live or who is proving the welfare or otherwise. So we will not provide links or state it is probably fraud as some may think.



Best to ask the agency themselves. It is their rules and they will tell you what their rules are about, what you must do to remain qualified under their rules, what you may not do under their rules, and what you will %26quot;have to do,%26quot; should you get in trouble for violating their rules. It is their rules that will determine if fraud has occurred and their rules that the courts may use if they pursue that fraud. Not the supposed statements of the posters. Every agency has rules, every agency and situation is different. Could it be wrong, perhaps, could it be right, perhaps. Is anyone, cousin, contractor etc. violating the laws, etc. maybe so, maybe no. Never assume. Dr. Einstein stated the most complex thing is the income taxes. Believe this is true. The same goes for state and govenmental based systems. They are very very complex and nothing is ever as black and white as it may seem.



Good luck.



Wayne Barney



President



BC Business Services, Inc.|||Start with organization that gives free or go to tax preparer in your state that can give you what should be reported according th the tax code in that state.